For me, I started tapering off the board a few years ago when my step-dad and mom both passed away within 8 months of each other. In addition to being flat bummed out, I had a lot to deal with regarding their estate, lawyers, family, etc.
Then, the mother lode hit one year ago. My Marine son-in-law was killed in a military plane crash, leaving my daughter to raise their 4 children all alone. Also, she lives 500 miles away.
I just haven’t has the desire to do much of anything else besides the regular life responsibilities.