The 5 highest ranked conference champs get in - Big 10, Big 12, SEC, ACC winners, plus the highest ranked champ from among the AAC, Mountain West, Conference USA, Sun Belt & AAC. Right now that team would be Boise St. The Big 10 is almost assuredly getting 3 teams in along with their champ. Ohio State, Oregon, Indiana and Penn State. Along with the 4 other conference winners, that's 8 slots filled right there. Notre Dame's last 3 games are Virginia, Army & USC. Barring a major upset, they'll be in as an independent, leaving only 3 spots, which I think the SEC will take.